Mon, May 16, 2016
Misplaced Blame - Municipal Bankruptcy
Municipal and school taxes are increasing at an alarming rate. Community leaders and school district boards are feeling the heat from an angry and disaffected taxpayer and homeowner.
Mon, April 25, 2016
Accountability, Responsibilitty, Efficiency
I am a Certified Public Accountant, a CPA. My profession's ethics standards require me to be objective, to maintain the orderly function of commerce, and to not subordinate my judgment.
Tue, April 12, 2016
National Infrastructure Crisis
Every four years, the American Society of Civil Engineers issues a report card for America's infrastructure. In the 2013 report, the ASCE gave the United States a D+ rating with an estimated cost to ...
Thu, March 17, 2016
Oil Production Quotas
Oil prices have virtually collapsed and OPEC and other oil producing nations are considering quotas and production limits to drive prices up.
The damage to the oil producing nations of lower oil ...
Fri, February 26, 2016
Japanese Negative Rates: What Does it Mean?
The Bank of Japan, in early February 2016, lowered interest rates to negative territory. The rates were lowered to a negative .1% on cash balances.
The negative interest rate policies espoused ...
Thu, January 14, 2016
Destroying Sense of Right and Wrong
Whenever there is an assault on a society's moral compass the confusion that can result is destructive to both the society and the core values of that society.
Tue, December 22, 2015
Much of the European Union and Japan have been beleaguered by a monetary policy characterized by negative interest rates.
In Europe, Germany, Austria, the ...
Mon, November 30, 2015
Duty, Honor, Country
I am a retired United States Marine Corps Reserve Colonel. I have served in Iraq, briefly in Afghanistan, and in numerous contingency operations throughout my career. I held one of the highest ...
Thu, October 22, 2015
Mr. Speaker: Lead or Get Out of the Way
Speaker Boehner's decision to step down as Speaker of the House and McCarthy's decision not to seek the seat may finally create the showdown in our Country that is needed to move us away from the ...
Thu, October 01, 2015
The Unfair Tax Code
The American media has successfully swallowed a tall tale and we are being force fed the catch! The fantasy surrounds the debate about the unfair tax code. Unfortunately, the questions being asked ...
Thu, August 20, 2015
Economic Warning Signs
The Occupy Democrats have been quick to point out on social media all of the alleged economic accomplishments under President Obama.
Unfortunately, the assessment ...
Fri, June 26, 2015
Beginning with the General Motors bailout with a total cost to taxpayers of over $11 billion and the total cost to society of over $50 billion in order to shore up UAW pension plans, the Obama ...
Thu, June 18, 2015
The Politics of Subversion
The Obama administration has raised the bar in terms of artful deception and denial of the most blatant lies.
When caught in either an outright deception or lie, ...
Thu, May 28, 2015
Fiat Currency and German Bonds
"Germany sells Five-year debt at Negative Yield for First Time on Record", screams the article from Wall Street Journal. The subtitle also stated "Move reflects plummeting borrowing ...
Wed, April 15, 2015
Myth of White Privilege
Of late the term "white privilege" has been bantered about in academia, the press, and in select governmental agencies.
Fri, March 06, 2015
The character of a nation and its core values determine whether or not a nation will survive. Be it the fall of the Roman Empire, the fall of the Third Reich, or most other empires, the root causes ...
Thu, February 19, 2015
Oil: Surplus or Deflation?
What is behind the oil price decline
Conventional wisdom indicates slowing global economy and increased production are the root causes behind the precipitous drop ...
Fri, February 13, 2015
We Are at War!
World War III has started and apparently our government is unwilling to acknowledge it.
Just as now, prior to World War II, efforts were made throughout Britain and ...
Fri, January 23, 2015
Accountability and Responsibility
Be it Ferguson, New York City, or any other social crisis facing our nation, the lack of leadership by the President, the Attorney General, Governor Nixon and other "leaders" opining on the ...
Fri, January 02, 2015
The Real Employment Problem
The real employment problem
The unemployment statistics in November 2014 continue to improve or so it seems. But just below the surface of those improving ...
Wed, December 10, 2014
U. S. Senate Puts American Lives At Risk
I am a retired Marine reserve Colonel. I have been in harm's way.
The Senate intelligence committee released a report that is likely to be incendiary at best. On ...
Fri, November 21, 2014
Child Mental Heath Care Woefully Lacking
Mental health care in the United States has been fragmented and disjointed for decades. The homeless problems in Albuquerque, New Mexico, the school shootings by distressed children across the ...
Mon, October 27, 2014
Dollar as a World Currency
Unparalleled economic growth compared to the rest of the world has been the experience in the United States economy since the founding of our republic.
Fri, October 10, 2014
Islamic Terrorism and U.S. Role
Bombing is not a strategy!
Without a clear understanding of the mission and strategy behind the current "bombing campaign" against ISIS, our nation faces ...
Fri, September 19, 2014
New World Disorder
Recently there was a YouTube video clip commenting about the 20 second speech clip by President Obama in which he was calling for a new world order and that people were too small minded essentially ...
Fri, August 29, 2014
Quantitative Easing Revisited
By the end of the year 2014, the results and the impact of the Federal Reserve's quantitative easing programs should be clearly known. It is anticipated widely that the Fed will eliminate ...
Tue, August 05, 2014
The Cruelty of Liberalism
The feel-good policies of many liberals are so fraught with unintended consequences that the very help that people believe they are providing to those less fortunate are, in fact, ensuring that those ...
Wed, July 16, 2014
Trickle Up Poverty
Despite Republican cries to the contrary, President Obama and his team have effectively set the agenda for the US economy and the United States for the years, and perhaps decades, ahead.
Mon, May 19, 2014
Liberal Agenda Backfires
No good deed goes unpunished!
No expression could be more appropriate as it relates to the liberal agenda as it relates to illegal immigration.
Thu, April 24, 2014
The GOP and Hispanics
Since I began my walk across America to raise awareness of the needs of children with behavioral, emotional, and developmental disabilities, I have had the opportunity to meet hundreds of ...
Mon, March 10, 2014
Stopping Welfare Fraud
Welfare systems and social service systems have expanded substantially since the Great Depression.
Since the depression, ...
Thu, January 30, 2014
The American Aristorcacy
The American Aristocracy
The American Revolution was fought in order to allow the American colonies the right to determine their own future.
The Declaration ...
Thu, January 09, 2014
Pope Francis, Thomas Jefferson and Capitalism
"Unless you believe, you will not understand"
This quote in paragraph 23 of the papal encyclical "Lumen Fidei" provides insight into how to ...
Fri, December 20, 2013
Call to Duty
This December marks the ninth anniversary of my being recalled to active duty out of my military retirement from the Marine Corps reserve. I was one of the thousands that would eventually be called ...
Wed, November 27, 2013
The Real Employment Problem
Supposedly the economy is rebounding. Years of stimulus spending by the Administration and over $3 Trillion in quantitative easing by the Fed is allegedly working. Or is it?
Wed, November 13, 2013
When Will They Stop Lying About Health Care?
In my oath of office as a United States Marine, I was asked if I had any moral hesitation or moral purpose of evasion to honor my oath. It was a clear question. It was concise. The question was ...
Mon, September 30, 2013
Failure of Command
Secretary of Defense Chuck Hagel, in response to the Navy Yard killings, remarked that there were a number of red flags missed in the background check of Navy contractor Aaron Alexis. "Ya ...
Thu, September 05, 2013
The Perfect Storm
Our nation is facing a perfect financial storm that will affect the lives of our citizens for decades to come.
Despite the potential chaos which may ensue, the ...
Fri, August 09, 2013
DOMA Ruling Creates New Bias
DOMA Unconstitutional — Problem Created
In the 5 to 4 decision, the Supreme Court ruled that the Defense of Marriage Act to be unconstitutional.
Fri, July 19, 2013
Race Relations: Have We Progressed at All?
To say that I am confused with the multiple reactions to the Zimmerman verdict would be an understatement.
In the wake of the Zimmerman court case, the disparity in ...
Mon, July 01, 2013
Education Bubble Has Burst
The student loan debate in Congress is bringing to the forefront the student loan crisis plaguing our nation as well as the financial instability of academic institutions in the United States.
Fri, May 24, 2013
Ryan Plans Walk Across America
Whether it is Sandy Hook, Columbine, Virginia Tech, or any horrific tragedy that strikes America, the apparent reaction is to respond with the predetermined agenda of the media and this ...
Thu, May 02, 2013
Fed Fueling Stock Market Inflation
The stock market has recently posted recent highs since the 2008 financial meltdown.
Inflation is allegedly tame and within "acceptable" limits.
Fri, April 12, 2013
The Last Frontier
Throughout the history of the world when people have become oppressed they have fled and moved to neighboring uncharted lands. The uprooted and migrating people are called refugees, pioneers, ...
Fri, March 22, 2013
Modern Day Debtor Prisons
Modern Day Slavery Debtor Prisons
The United States has often prided itself that we no longer have debtor prisons. Debtor's prisons were, for the most part, ...
Thu, February 07, 2013
Greed is Good
When the Treasury sold some of "our" shares in GM recently and agreed to sell our remaining shares over a 12-15 month period, the expected loss on the GM bailout will amount to ...
Fri, January 18, 2013
A Time for Leadership
The American Taxpayer Relief Act was passed and conservatives around the nation immediately began calling for the heads of those conservative lawmakers who voted in favor of the bill.
Thu, December 27, 2012
Social Security and the Politics of Deceit
In the Vice Presidential debate, Paul Ryan stated "Medicare and social security are going bankrupt". Without hesitation Joe Biden said emphatically "in regard to social security, we ...
Thu, December 06, 2012
Low Interest Rates: Winners and Losers
"Anytime you have a really great deal, remember for every winner there must be a loser."
The expression means that when you have a "lopsided" ...
Wed, November 21, 2012
Uncertainty Worst Part of Fiscal Cliff
No decision is a decision. There's never been a time in our nation's history when that expression means more. The lack of a decision by President Obama and Congress has sparked the doom and gloom of ...
Thu, November 15, 2012
The Fall and Rebirth of America
The election results are now in and many conservatives and Republicans are disheartened.
The hope that many of us had that the nightmare of the Obama presidency ...
Fri, October 26, 2012
Deflation is Here
Denmark, Germany, Switzerland and Finland have been issuing short term government notes at negative interest rates since mid year 2012!
This dangerous precedent has ...
Thu, October 04, 2012
Sticks and Stones
Few people would consider denigrating any religion or person to be a reasonable, mature, and decent way to behave.
Yet when riots and killings are allegedly sparked ...
Tue, September 18, 2012
The Disaster of Quantitative Easing
Denmark, Germany, Switzerland and Finland have been issuing short term government notes at negative interest rates since mid year 2012!
This dangerous precedent has ...
Thu, August 23, 2012
In response to an article on actions the Federal Reserve consider relating to monetary policy, a blogger questioned me and asked "inflation, deflation, does it really matter?
Mon, July 30, 2012
Fighting the Last Depression
Fighting this Depression with the Last Depression's Tactics is a recipe for disaster!
In Chairman Bernanake's doctoral thesis, he "focused on the role of ...
Thu, July 19, 2012
Obama Thinks Government is the Root of All Creation
(This article first appeared in Investors Business Daily.)
In the beginning, Government provided the infrastructure that permitted the success of American ...
Sun, July 15, 2012
It's the Uncertainty, Stupid!
In Chairman Bernanake's doctoral thesis, he "focused on the role of
monetary policy in affecting economic activity, and on the historical analysis of the causes of the Great ...
Mon, June 18, 2012
Time for a Government Anti-Trust Act?
Many laws protect us against abusive businesses.
Some laws protect us against abusive unions.
But what laws effectively protect ...
Thu, May 31, 2012
Starving the Beast
With the signing of the Declaration of Independence, the founding fathers effectively signed their own death warrant.
The Declaration said in part "That whenever any Form of ...
Thu, May 10, 2012
Debt - The New Equity
In 2008 the financial world, as we know it, changed.
Many of the principles we were taught were invalidated, it seemed.
Save for retirement and live happily ...
Mon, April 30, 2012
Civil Disobedience - Take a Stand!
With the signing of the Declaration of Independence, the founding fathers
effectively signed their own death warrant.
The Declaration said in part ...
Mon, April 09, 2012
Government Caused Depression?
During the Vietnam conflict a common complaint of soldiers was that you could never tell who the enemy really was.
In this current economic recession I too am ...
Fri, March 30, 2012
The Peace Dividend: Paid but Not Earned
When the Berlin Wall collapsed and it appeared that the Soviet Union was going to break apart completely, President Clinton declared a peace dividend. During that "declaration" of the ...
Tue, March 13, 2012
The Fed: We're Doing it Again
No sooner had the housing market bubble burst in 2008, when the culprit for the real estate bubble was identified, in part, as the teaser interest rates.
Teaser interest rates, also called ...
Wed, February 22, 2012
As our economy continues to struggle, the structural problems facing our citizens which influence the current economic malaise must not be overlooked.
There are ...
Wed, February 01, 2012
Recently Congressman and retired Lt. Col. Allen West decried the public outrage over the reaction to the videos of the Marines allegedly urinating on the corpses of dead Taliban.
Wed, January 11, 2012
It's the Uncertainty Stupid!
Operation Twist is the Federal Reserve's most recent effort to reduce long term interest rates. In selling $400 Billion in short term securities to use the proceeds to invest in longer term U. S. ...
Thu, December 01, 2011
Super Committee: Success or Failure?
In the Budget Control Act of 2011, Congress created the Super Committee. The Super Committee technically called the "Joint Select Committee on Deficit Reduction" was chartered with the ...
Mon, October 31, 2011
Pro-Union is Not Pro-Worker
A recurring theme from the current administration is that to be pro-organized labor is to be pro-worker. Concurrently, the administration has consistently refuted that it is using class warfare as a ...
Fri, September 23, 2011
A Reply to Warren Buffet
In an opinion editorial on August 14, 2011 in the New York Times, Warren Buffett exclaimed that politicians were coddling the super rich.
The research Mr. Buffett did on the tax code ...
Tue, September 06, 2011
Recreating the Dream
The American Dream can be restored to reality.
I have never been as optimistic about the future of our great nation as I am today despite significant leadership ...
Thu, August 11, 2011
Mr. President - It's 3 A.M.
During the 2008 presidential campaign, then candidate Hilary Clinton ridiculed Barack Obama's inexperience with the now famous ad asking who you wanted to answer the phone during a crisis at ...
Fri, August 05, 2011
Creating Uncertainty: Recipe for Economic Disaster
As Congress and the President debated the increase in the debt ceiling limit to over $16 Trillion, millions of Americans have been held hostage by threats to entitlement programs and threats to ...
Tue, July 26, 2011
The "tax the rich" hysteria gripping this nation is absolute insanity. Cries to raise taxes on those with incomes over $250,000 or some other magical number are incredulous.
Fri, June 10, 2011
Dealing with Disaster
From the collapse of the Soviet Union to the sovereign debt disasters brewing in Europe, the fatigue and fear of their citizens is clearly evident in their weary eyes. With unemployment in Spain at ...
Thu, May 19, 2011
Lead, Follow, or Get Out of the Way
The entire budget debate on Capitol Hill and at the White House is a charade!
To put the $61 Billion dollar budget cuts in perspective, consider that we could save $38 Billion alone by ...
Thu, April 28, 2011
Eliminating the Department of Education
Cosmetic budget cuts will not solve our nation's debt woes. Real change is required to right our county. Waste must be identified, isolated, and eliminated.
Thu, March 31, 2011
The Way Ahead - A Nation in Crisis
Whenever a nation's government tells its citizens, either business or labor, that they can run your operations better than you can, that government's credibility is shaken.
Thu, March 03, 2011
Death of Common Decency
The Supreme Court ruled that the Westboro Baptist Church's behavior in demonstrating at the funeral of Marine Lance Corporal Matthew Snyder was protected speech under the First Amendment of the ...
Fri, February 25, 2011
The President announced the 2012 budget of $3.73 Trillion with an expected deficit of $1.1 trillion. The massive deficit combines with the three prior years' deficits of in excess of $1 Trillion ...
Fri, January 14, 2011
Deficit Inspired National Stragegy
The sovereign debt issues of Europe will soon pale in comparison to the sovereign debt issues of the United States.
The European crisis is merely the forerunner ...
Wed, December 01, 2010
GM Success Story?
In November 2010, GM sold stock in a public offering.
At the same time, the President announced that the tough decisions made during his administration were ...
Thu, November 11, 2010
Obsessive Regulatory Disorder
It's flu season and yet the vaccine for ORD has yet to be developed. The virus is spreading. Our health system is inundated. What is a Nation to do!
The disease ...
Fri, October 01, 2010
Persuit of Happiness
I think I can! I think I can!
Most of us remember with warmness in our hearts that great parable of the little engine and its effort and determination in triumphing over obstacles and ...
Fri, September 10, 2010
Seeds of the Next September 11th
Wikileaks recently published over 90,000 classified documents relating to the Afghanistan war and, in a second brazen act, published top secret CIA documents for the whole world to view.
Fri, August 20, 2010
Wanasoma! That's right. Wanasoma.
Our government has learned economics all too well. The government understands elasticity of demand better than most economists ...
Fri, July 23, 2010
Ideology vs. Philosophy: An Education Dilemma
Star Trek's Dr. Spock must be so confused.
Seeing the thought process of some of the politicians, business and labor leaders today causes most rational persons to ...
Fri, July 09, 2010
Misery Index Revisited
For those old enough to remember, the 1980's were consumed by periods of high unemployment, high inflation, and devastating interest rates. The national debt was almost $1 Trillion. Interest rates ...
Thu, June 10, 2010
On March 28, 1979, Three Mile Island suffered a partial core meltdown at Unit 2 of its nuclear reactors. The causes of the failure are now well documented but the consequences of the disaster to ...
Fri, May 21, 2010
Democracy and Freedom Lost
In my years of service in the United States Marine Corps and having had the opportunity to spend a great deal of time in foreign nations, it became very clear how to me how governments are overthrown ...
Fri, April 30, 2010
Civil Liberties Eroded
The health care bill, the financial services industry restructuring, the Patriot Act and a host of other bills, rules, regulations, and controls are all serving to quickly erode the very liberties ...
Fri, March 19, 2010
National Debt Threatens National Security
The greatest national security threat to the United States is our national debt. A determined enemy could bring us to our knees without firing a shot.
Just as ...
Fri, February 26, 2010
The Perfect Financial Storm
Since September 2008, the Nation has been in the grip of a painful recession which has affected each and every one of us.
With unemployment standing steady at over ...
Tue, February 09, 2010
Reform Government as Well as Banking
Reform government as well as banking!
President Obama on January 21 chastised the banking industry for taking such tremendous risks with taxpayer funds!
Wed, December 23, 2009
Iraq Was Not Vietnam; Afghanistan is Not Iraq
The President's decision to send 30,000 troops to Afghanistan came after careful deliberation. The certainty of his rhetoric concerning withdrawal during the campaign has apparently been replaced ...
Fri, November 13, 2009
Civility and Selfless Sacrifice
By Col. Frank Ryan, USMC (Ret.)
The Medal of Honor is bestowed on those individuals &quot;who conspicuously by gallantry and intrepidity at the risk of his ...
Fri, October 23, 2009
Rebuilding America: Medical Reform
Over the weekend of September 11th, President Obama chided opponents of his health care reforms for being naysayers. He accused them of lying and of not offering alternatives.
Fri, October 02, 2009
The Strategy for Victory or the Agony of Defeat?
Our Nation is once again being terrorized by extremist groups intent upon making a statement or inflicting damage to our way of life.
Many are not convinced that ...
Fri, August 21, 2009
Rebuilding America: - Focus Efforts or Lose the Legacy
Focus Efforts or Lose the Legacy
Watching our Congress in action and the change that has engulfed our Nation since January 2009, I am convinced that the Obama strategy is to throw so much into the mix that fiscal conservatives will ...
Thu, August 20, 2009
Recently, President Obama urged religious leaders to support his health care plan. He invoked a moral and ethical standard.
He stated: "These are all ...
Mon, July 13, 2009
Essays on Rebuilding America - The Customer
Recently I went into a fast food restaurant and ordered a hamburger, fries and a diet coke. When paying for my meal, the sales clerk told me that my bill was $27.52. I was stunned. When I ...
Fri, June 19, 2009
Letter of Resignation - 'I no longer wish to be a taxpayer'
'I no longer wish to be a taxpayer'
When I heard Joe Biden tell me it was my patriotic responsibility to pay more taxes, I felt like resigning from the Taxpayers Club of America! Wouldn't you love to resign as well?
Thu, May 28, 2009
Ryan's Rules on Free Markets: A Lesson in Freedoms Lost
There are certain rules of law that fall within the purview of man and there are significantly more important truisms of markets that defy the laws of man. Whenever man attempts to interfere with ...
Fri, May 08, 2009
Rebuilding America: The Oath
Having just seen the Department of Homeland Security's advisory relating to right wing extremists and how the word extremist is being used towards anyone not agreeing with the President, I am ...
Wed, March 18, 2009
Bailouts, the Constitution and the Role of Government
Recently Cramer was attached by Jon Stewart. The attacks were anything but complimentary but what Stewart failed to understand when he claimed that Wall Street knew "this" panic was going ...
Fri, February 20, 2009
President Obama signed the Stimulus Bill into law on February 17, 2009. At the moment of the signing, he stood up and uttered "It's done".
Thu, February 12, 2009
A Tribute to Lincoln - A Travesty to Lincoln
During the recent Presidential Inauguration, Barack Obama used the same Bible that Abraham Lincoln used during his inauguration. Obama traveled from Illinois using the same route Lincoln did on his ...
Fri, January 23, 2009
Rebuilding America: - Bubbles and Panics
Bubbles and Panics
On Good Morning America, Elizabeth Warren, Chairperson of the Congressional Oversight Panel reviewing the expenditures of the TARP funds, expressed righteous indignation with the inability to track ...
Wed, December 31, 2008
Rebuilding America - The Commoditization of America
The Commoditization of America
Wal-Mart's and Costco's tremendous success have led us to believe that everything we do and everything we buy are determined only by price. This commoditization of America has had a profound effect ...
Thu, December 11, 2008
The End of JFK Idealism?
"Ask not what your country can do for you……."
In his inauguration, President Kennedy invoked our patriotism and sense of honor to serve our ...
Wed, November 19, 2008
Rebuilding America: - Government regulations legalize greed
Government regulations legalize greed
The most recent spat of corporate, personal and government greed is causing many Americans to demand greater oversight and regulation on our financial markets. Unfortunately for all of us, these ...
Fri, October 31, 2008
An Open Letter to Colin Powell
General Powell, I have a tremendous respect for you and what you have done for our country. It is out of that profound respect that I am concerned about your recent endorsement of Senator Barack ...
Wed, October 08, 2008
Tax the Wealthy -- Baffled Again
I just don't get it. I truly do not understand.
Over my entire lifetime and in this most recent presidential election cycle, I have heard some lower income ...
Wed, September 17, 2008
Rebuilding America: - Energy Independence
Inflate your tires, tune up your car's engine, drill in the Arctic National Wildlife Refuge are all reflective of the multitude of potential solutions to our Nation's energy problems. Despite these ...